Currently, members who retire are unable to continue contributing to their TSP accounts, despite the Thrift Savings Plan being a low-cost, highly beneficial option for Soldiers and Airmen. While they can roll their TSP funds into another civilian IRA, the inability to make individual contributions after separation limits their savings opportunities. This is particularly challenging for traditional guardsmen, who may not receive retirement pay until age 60. However, with modern technological advancements, it should be feasible to allow post-separation deposits, offering National Guard retirees a valuable and flexible savings option.

The Enlisted Association of the National Guard of the United States urges Congress to Allow retirees the opportunity to contribute private funds to existing TSP accounts.