Number23-17
Resolution TitleIncrease in FSGLI Coverage for Dependent Children
Resolution Description (Short)

Proposes an increase in Family Servicemembers' Group Life Insurance (FSGLI) coverage for dependent children to better cover rising funeral costs.

Proposal TypeNew
State/Territory Chapter Submitting (Primary Sponsor)SD
Business Case

It was brought to our attention that the Family Servicemembers' Group Life Insurance (FSGLI) may not be enough to cover the cost of a funeral, let alone some of the associated expenses. The average funeral cost continues to increase and can now easily exceed $10,000. The National Funeral Directors Association estimates the median cost of a funeral and burial at about $8,500, not including a burial plot or other costs such as flowers or transportation. Funeral costs have increased by nearly 4% between 2014 and 2017, and this trend is expected to continue. As a result, the current FSGLI coverage may soon not be enough to cover even basic funeral costs. This situation can put additional financial strain on service members during an already difficult time.

Recommendation

The Enlisted Association of the National Guard of the United States recommends to the Congress of the United States legislation in support of reviewing and increasing the current FSGLI coverage amount for dependent children.

Primary Resolution CategoryFamily Support
Secondary Resolution CategoryCompensation and Benefits
Submission Date6/21/23
Committee Status1
Date of Committee Recommendation8/15/23
Adoption Status1
Date of Adoption8/16/23
Resolution StatusActive